Dear Fellow Professionals,
I am writing this article once again to push thru in opening everyone's eyes.
I had this recent case I handled where a good client of mine who is healthy and have a sudden health problem.
Many people still don't believe and does not want to have a hospital benefit of their own.
Many of us still rely so much in our own company insurance which most of the time has a limit and not extending to our direct dependents.
Have you ever wondered if you get confined in Singapore without proper health benefits?
It is Disastrous! Your hard earned savings and most of the time your liquid investments will be withdrawn. And for what? To pay the bills?
Let me show a sample of a bill size here in Singapore can cost you...this is an actual confinement bill in Singapore Government Hospital last year.
You set this money aside for a specific purpose and you cannot just use it to pay for your bills.
That is the exact reason why INSURANCE is made.
You need to protect yourself against this kind of uncertainties. You cannot just say, "I never get hospitalised in my life." Remember, that is what most people said until they got confined and regretting not having an insurance set aside for them.
Below are the common feelings and thought when you get hospitalised without proper insurance in place:
-I don't want to go to hospital, it is very costly
-Which room is the cheapest
-Where will I get the money?
-It might take out all my savings.
-I will just try to do self medication since its expensive
-I cannot afford to be hospitalised
and so on...
In the first place we already know that being hospitalised is expensive, then why take the risks of not having something that can protect you and give you peace of mind?
You don't need to buy insurance using all your income. It will only cost you less than 5% of your income.
Having a hospitalisation benefit is a must.
To sum it all up, I urge you to get one for yourself and your family.
DO NOT TAKE THE RISK OF NOT HAVING ONE.
Remember, why did you set a portion of your hard earned money for? It's not to pay the bills right?
It is for a specific purpose maybe for your business plan, education of your kid, retirement, your planned travel, set aside money for your family, protect against sudden job lost and more.
Let me tell you NOW. It is NOT WORTH IT.
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